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Fortified Roofing
Louisiana Fortified Roof Program
The Louisiana Fortify Homes Program (LFHP) grants up to $10,000 for homeowners to upgrade their roofs to the FORTIFIED™ Roof Standard based on decades of research by the Insurance Institute for Business & Home Safety (IBHS). This voluntary program helps Louisiana homeowners strengthen their roofs to better withstand hurricane-force winds.
Restore ROOF Program
The Louisiana Office of Community Development (LOCD) will administer the Restore Resilient Opportunities for Overhead Fortification Program (Restore ROOF Program) to strengthen residential structures and reduce long-term disaster risk throughout the state.
Anticipated to launch in early 2027, the program will provide complete roof replacements for eligible homes, helping Louisiana families protect their homes from future severe weather. Installed roofing systems will meet IBHS FORTIFIED Roof standards and certifications. The program will prioritize low- to moderate-income homeowners impacted by the 2020-21 Disaster Events, including Hurricanes Laura, Delta and Ida and the May 2021 Severe Storms.
LOCD has designated $20 million in Community Development Block Grant – Disaster Recovery (CDBG-DR) funds for the Restore ROOF Program.
The program is being administered by the Louisiana Office of Community Development. For more information, visit Restore Roof.
Not yet. The program is anticipated to launch in early 2027, pending HUD approval. The state’s action plan amendment that includes Restore ROOF is currently out for public comment through October 19, 2026. To review the action plan amendment, visit here. Following the public comment period, the Louisiana Office of Community Development will submit the amendment to HUD for approval. HUD approval is anticipated in late December 2026.
To learn more about the Restore ROOF Program, visit:
LOCD | 225.219.9600 | ocd@la.gov
Lousiana Fortify Homes Program
Guidlines & Eligibility
- Homeowners may only apply for their primary residence and must verify they have a homestead exemption on the property.
- New construction homes, condominiums and mobile homes are not eligible structures.
- Homeowners must provide proof of an active residential insurance policy with wind coverage. They must also provide proof of a flood insurance policy if required by their mortgage lender.
- Homeowners applying for a grant should wait to see if they are selected to participate before contacting an Evaluator or Contractor.
- Homeowners selected to receive a grant must pay evaluation fees for the entire evaluation process.
- The completed project must meet the FORTIFIED Roof Standard for the grant to be issued, and funds are paid directly to contractors. Homeowners are financially responsible for all costs beyond the full grant amount.
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Companies with the Greatest Discounts
| Carrier | Discount |
|---|---|
| Occidental | 52.50% |
| USAA | 37% |
| State Farm | 30% |
| Anpac Louisiana | 30% |
| American National | 30% |
| Hartford | 24% |
| Amica Mutual | 20% |
| Gulf States | 15% |
To learn more about the Louisiana Fortify Homes Program:
FortifyHomes.la.gov | 225.342.0111 | Fortify@ldi.la.gov